《商业银行管理(英文版)》是对外经济贸易大学出版社出版的一本书籍,作者是刘 园。
基本介绍
- 书名:《商业银行管理(英文版)》
- 作者:刘 园
- ISBN:9787566314758
- 类别:图书>管理>金融/投资>货币银行学
- 定价:¥35.00
- 出版社:对外经济贸易大学出版社
- 出版时间:2016年03月
前言
2015年是网际网路技术改变人类生产方式、生活方式的一年,是新兴产业向传统产业发起全面挑战的一年。从美国苹果公司取代微软而一跃成为世界第一大企业帝国,中国企业阿里巴巴在美国成功上市一举跻身国际网际网路巨头行列,到中国的“双十一”创造全球消费奇蹟;从中国的“支付宝”等“宝宝们”对传统金融市场格局形成的巨大威胁,到美国的脸谱网和中国的微信等新技术对各国民众社交方式、消费方式乃至支付方式的改变……技术创新、金融创新以不可阻挡的磅礴气势和效率为当今世界生产力水平的提高注入了全新的活力。
面对2008年全球金融危机对传统商业银行业带来的创伤,新兴网际网路技术对传统商业银行业态带来的挑战,商业银行正在遭受前所未有的双重夹击。无论是传统的金融产品、服务方式,还是对商业银行的评价和监管方式,网际网路技术的普及和人们生活方式的改变均使商业银行面临着要幺改变自己,要幺被淘汰出局的艰难命题。因此,不熟谙国际金融市场上商业银行运行的基本原理,不了解金融界的最新发展趋势,任何一个金融机构,甚至一个行业,都在经受最严峻的考验。
根据近年来国际金融市场出现的巨大变化,特别是商业银行业出现的新格局,在众多英文原版教材和中文教材的基础上,本教材的编写追求以融会贯通商业银行基本原理为基础,以反映国际金融市场最新发展现状为特色,以有利于汉语母语思维习惯为重点,以案例教学为抓手,以提高学生学习效能为宗旨的编写目标,将全书分为商业银行介绍(IntroductiontoCommercialBanks)、资本管理(TheManagementofCapital)、负债管理(TheManagementofLiabilities)、流动性与準备金管理(LiquidityandReserveManagement)、投资管理(InvestmentManagement)、表外业务(Off-balanceSheetActivities)、资产负债管理(Asset-liabilityManagement)和银行绩效的测量与评估(MeasuringandEvaluatingthePerformanceofBanks)八章。
为了激发学生的学习热情和拓展课堂空间,本书在每章正文前设定了新闻聚焦(NEWSFOCUS)、引导案例(LEAD-INCASE)专栏,在每章正文后设定了延伸阅读(EXTENDEDREADING)专栏。同时,为了方便学习者检测学习效果和方便教师教学,本书还提供了相关内容概述(SUMMARY)、专业术语列表(GLOSSARY)以及教学用课件(PPT),使本书成为高等院校双语教学的有效载体和选择。
本书由对外经济贸易大学国际经贸学院金融系博士生导师刘园教授担任主编,刘艳、何娇、孙伊陶、曲迪为副主编,丁宁、林天晨、陈浩宇、李捷嵩、王梦宇、郑三悦、侯彬、蔡菁、赵乐等均为本书的最后成稿做出了贡献,在此一併表示感谢。
目录
Contents
Chapter 1 Introduction to Commercial Banks(1)
1.1 An Overview of Commercial Banks(3)
1.2 Organizational Structure of Banks(13)
1.3 Bank Supervision(26)
Chapter 2 The Management of Capital(37)
2.1 Brief Introduction to Capital(39)
2.2 Determining Capital Adequacy(47)
2.3 The Basel Agreement on International Capital Standards(59)
2.4 Capital Management(70)
Chapter 3 The Management of Liabilities(81)
3.1 Introduction(83)
3.2 Structure of Bank Liabilities(84)
3.3 Interest Rates Offered on Different Types of Deposits(93)
3.4 Managing Bank Liabilities(97)
Chapter 4 Liquidity and Reserve Management(111)
4.1 Introduction(113)
4.2 Determining a Bank’s Reserve Needs(114)
4.3 Meeting Required Reserves and Managing the Money Position(114)
4.4 Estimating Liquidity Needs(118)
4.5 Managing a Bank’s Liquidity Needs(123)
Chapter 5 Investment Management(133)
5.1 Introduction(135)
5.2 Types of Investment Securities Held by Banks(137)
5.3 Factors Affecting Choice of Investment Securities(137)
5.4 Introduction to Investment Portfolio(146)
5.5 Investment Strategies(151)
Chapter 6 Off-balance Sheet Activities(159)
6.1 Introduction(161)
6.2 Standby Credit Letter(162)
6.3 Loan Sales(164)
6.4 Bank Loan Commitments(167)
6.5 Over-the-counter Options, Futures, and Forwards(169)
6.6 Other Off-balance Sheet Activities(175)
Chapter 7 Asset-liability Management(181)
7.1 Introduction to Asset-liability Management(184)
7.2 Interest Rate Risk(185)
7.3 Balance Sheet Adjustments(192)
7.4 Off-balance Sheet Techniques for Hedging Interest Rate Risk(209)
Chapter 8 Measuring and Evaluating the Performance of Banks(217)
8.1 A Framework for Evaluating Bank Performance(219)
8.2 Risks and Returns Tradeoff: the Profitability, Liquidity and Solvency(223)
8.3 An Overview of Balance Sheet and Income Statements(230)
8.4 The Major Financial Ratios(237)
Glossary(253)
References(279)
1.1 An Overview of Commercial Banks(3)
1.2 Organizational Structure of Banks(13)
1.3 Bank Supervision(26)
Chapter 2 The Management of Capital(37)
2.1 Brief Introduction to Capital(39)
2.2 Determining Capital Adequacy(47)
2.3 The Basel Agreement on International Capital Standards(59)
2.4 Capital Management(70)
Chapter 3 The Management of Liabilities(81)
3.1 Introduction(83)
3.2 Structure of Bank Liabilities(84)
3.3 Interest Rates Offered on Different Types of Deposits(93)
3.4 Managing Bank Liabilities(97)
Chapter 4 Liquidity and Reserve Management(111)
4.1 Introduction(113)
4.2 Determining a Bank’s Reserve Needs(114)
4.3 Meeting Required Reserves and Managing the Money Position(114)
4.4 Estimating Liquidity Needs(118)
4.5 Managing a Bank’s Liquidity Needs(123)
Chapter 5 Investment Management(133)
5.1 Introduction(135)
5.2 Types of Investment Securities Held by Banks(137)
5.3 Factors Affecting Choice of Investment Securities(137)
5.4 Introduction to Investment Portfolio(146)
5.5 Investment Strategies(151)
Chapter 6 Off-balance Sheet Activities(159)
6.1 Introduction(161)
6.2 Standby Credit Letter(162)
6.3 Loan Sales(164)
6.4 Bank Loan Commitments(167)
6.5 Over-the-counter Options, Futures, and Forwards(169)
6.6 Other Off-balance Sheet Activities(175)
Chapter 7 Asset-liability Management(181)
7.1 Introduction to Asset-liability Management(184)
7.2 Interest Rate Risk(185)
7.3 Balance Sheet Adjustments(192)
7.4 Off-balance Sheet Techniques for Hedging Interest Rate Risk(209)
Chapter 8 Measuring and Evaluating the Performance of Banks(217)
8.1 A Framework for Evaluating Bank Performance(219)
8.2 Risks and Returns Tradeoff: the Profitability, Liquidity and Solvency(223)
8.3 An Overview of Balance Sheet and Income Statements(230)
8.4 The Major Financial Ratios(237)
Glossary(253)
References(279)